Kisah hidup Zayn Malik Personel boyband Inggris One Direction

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Memiliki paras yang ganteng tak lantas membuat orang selalu suka padanya, terutama karena dia merupakan kaum minoritas yang hidup di dunia barat. Zayn Malik Personel boyband Inggris One Direction Sejak kecil Zayn Malik hidup dalam keluarga yang menganut agama islam yang kuat, tentu saja hal ini tidak ada yang salah hanya saja dia (Zayn Malik) [...]

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Andrea Pirlo Kunci Sukses Tim Italia

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Di usianya yang tidak lagi muda untuk seorang pesepak bola nama Andrea Pirlo masih menjadi kunci sukses tim Italia di Euro 2012. pemain dengan tinggi 177cm ini mempunyai skill olah bola diatas rata-rata dan mampu mengatur alur serangan tim Italia. Andrea Pirlo Motor Serangan Tim Azzuri Aksi yang paling fenomenal pada gelaran Euro 2012 tentunya [...]

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Andrea Pirlo Kunci Sukses Tim Italia

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Di usianya yang tidak lagi muda untuk seorang pesepak bola nama Andrea Pirlo masih menjadi kunci sukses tim Italia di Euro 2012. pemain dengan tinggi 177cm ini mempunyai skill olah bola diatas rata-rata dan mampu mengatur alur serangan tim Italia. Andrea Pirlo Motor Serangan Tim Azzuri Aksi yang paling fenomenal pada gelaran Euro 2012 tentunya [...]

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Sepak terjang tim Inggris di Euro 2012 kali ini akhirnya harus terhenti di tangan tim Italia melalui drama adu pinalti, kemarin tepatnya tanggal 25 Juni 2012 para pemain, official, maupun manager tim Inggris bersiap pulang ke kampung halaman dari hotel yang berada di Krakow, Polandia. Theo Walcott Melambaikan Salam Perpisahan Usai Inggris Kalah dari Italia [...]

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Prediksi Pertandingan Spanyol vs Portugal Euro 2012

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Juara bertahan Spanyol akhirnya lolos ke semifinal Euro 2012 dengan hasil gemilang, rekor tidak pernah kalah mulai dari babak fase group dan terakhir mebhantam tim kuat eropa prancis dengan skor 2-0. Juara bertahan kali ini akan di tantang oleh portugal yang di partai perempat final berhasil menaklukan Rep.Ceko dengan skor 1-0. Spanyol vs Portugal Semifinal [...]


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Harga Blackberry Terbaru Juni 2012

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Menurut Zociety harga blackberry terbaru Juni 2012 ini mengalami kenaikan harga. Walaupun ada kenaikan blackberry masih digemari kalangan masyarakat luas. Harga Blackberry Terbaru Juni 2012 Berikut pantauan Zociety di pasar harga Type Blackberry Harga Baru Harga Bekas Blackberry 8100 n/a Rp.600.000,- Blackberry 8220 n/a Rp.700.000,- Blackberry 8320 n/a Rp.750.000,- Blackberry 9105 Rp.2.100.000,- Rp.1.700.000,- Blackberry 9300 [...]


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Harga Blackberry terbaru Juni 2012

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Former Miss Venezuela dies of breast cancer at 28

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CARACAS, Venezuela (AP) — Former Miss Venezuela Eva Ekvall, whose struggle with breast cancer was closely followed by Venezuelans, has died at age 28.
Her family said Ekvall died Saturday at a hospital in Houston.
Ekvall was crowned Miss Venezuela at age 17 in 2000, and the following year she was third runner-up in the Miss Universe pageant in Puerto Rico. She went on to work as a model, actress and television news anchor.
She also authored a book, "Fuera de Foco" ("Out of Focus"), about her struggle with cancer, which included images by Venezuelan photographer Roberto Mata.
She told the newspaper El Nacional in an interview last year after the book was published that "I needed to send the message of the need for cancer prevention."
On the cover was a portrait in which she appeared with makeup and her head shaved. The book also included images of her while going through chemotherapy.
"I hate to see photos in which I come out ugly," Ekvall told El Nacional. "But you know what? Nobody ever said cancer is pretty or that I should look like Miss Venezuela when I have cancer."
At the time, she was hopeful of overcoming cancer and wanted to write more.
Ekvall's family said in a statement Sunday that her remains were being cremated in Houston on Monday and that a service is to be held in Venezuela once her remains are returned to the country.
Ekvall said in a 2007 interview published in Venezuelan news media that although her mother is Jamaican and her father is American of Swedish and Hungarian descent, "I feel more Venezuelan than anybody."
She was married to radio producer John Fabio Bermudez and had a 2-year-old daughter.
In her book, Ekvall had described her joy at the birth of her daughter saying "that happiness, although (the daughter) may not know it or understand it, keeps me alive today."
Her death brought an outpouring of condolences from Venezuelans, including from some prominent artists and politicians who praised her in messages on Twitter.
One drawing posted online depicted her as an angel with white wings and a pink ribbon on her chest.
Ekvall's husband posted a photo on Twitter Sunday showing a close-up of his hand holding hers, resting on a bed, with the words "Always together ... I love you wife."
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Osborne to address MPs on Vickers' report into banking

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Chancellor George Osborne is expected to announce to MPs that he will legislate to separate retail banking from more risky investment activities. The move was recommended by Sir John Vickers in his report into banking, launched after the financial crisis.

Business Secretary Vince Cable told the BBC on Sunday that the government would accept the report "in full". However, BBC Business Editor Robert Peston has learned that reform may not be the 100% as originally billed.In one key area the banking industry has succeeded in getting the Treasury to water down one of Vickers' recommendations, he said.

 
This is the proposal that the biggest UK banks should have enough capital plus loans that could be converted into cash to cope with losses equal to one fifth of the size of their total balance sheet.As Robert Peston understands it, HSBC has successfully argued that it would be disproportionately expensive for it to do this. In HSBC's case they are much bigger outside the UK than inside.

If they had to raise up to 20% of their global balance sheet they would have to raise huge amounts of expensive new capital or loans. The Treasury is to soften the blow. It will do this by requiring the big banks to raise capital and loans equivalent to 20% of that part of their balance sheet, which British tax payers would have to support in a crisis.

Banking overhaul
However, our correspondent said Sir John Vickers and his commissioners had been successful in achieving most of their aims, and the UK's financial system will be overhauled."Our banks will in the coming five years be forced to undergo significant financial, cultural and managerial reconstruction."

Labour's shadow business secretary Chuka Umunna said the recommendations needed to be implemented in full. He told the BBC it was important that Britain had a system that could provide businesses with the credit they needed. In the UK, the financial crisis started with Northern Rock being bailed out by the taxpayer, but went on to include both Lloyds and RBS receiving substantial sums of public money.

The Independent Commission on Banking was set up by the coalition Government last year to review the financial sector after the crisis. It published its report in September and looked into ways of avoiding such bank failures in the future.The report said it would "make it easier and less costly to resolve banks that get into trouble". It recommended that a bank's retail business should be ring-fenced from its investment business, with this and other recommendations being implemented by 2019.
It needs reform." Mr Osborne will give a statement to Parliament after the government publishes its response to the report.

Separate entities
The report recommends that ring-fenced banks should be the only operations granted permission by the UK regulator to provide "mandated services", which include taking deposits from and making loans to individuals and small businesses. It says that the different arms of banks should be separate legal entities with independent boards.

Another of its recommendations is that banks must have a buffer to absorb the impact of potential losses or future financial crises - of at least 10% of domestic retail assets in top-quality form, such as shares or retained earnings.That is a stiffer target than the 7% recommended by the international Basel Committee on Banking Supervision. It also says the biggest banks should go further than this and have a safety cushion of between 17% and 20% of assets, made up of highest-quality assets topped up with bonds that can be easily converted to equity.

The commission also recommends that steps should be taken to make it simpler to switch bank accounts.
The Vickers report wants a free current account redirection service to be formed by September 2013, with an improved system to catch all credits and debits going to a customer's old, closed account, including automated payments on debit cards and direct debits.
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Perampokan dan perkosaan kerap terjadi di Angkot

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Kejahatan di dalam angkutan kota (angkot) seperti perampokan dan perkosaan kerap terjadi. Kapolda Metro Jaya Irjen Pol Untung S Rajab menilai kejahatan yang merupakan gangguan ketertiban masyarakat adalah produk dari masyarakat itu sendiri.

"Saya berulang kali sampaikan kepada anggota, kalau ada perampokan, pembunuhan, itu gangguan keamanan dan ketertiban masyarakat. Itu kan produk masyarakat," kata Untung kepada wartawan di kantornya, Jl Jenderal Sudirman, Jakarta, Jumat (16/12/2011).

Untung enggan mengatakan hukuman apa yang pantas diberikan kepada para pelaku kejatahan di angkot tersebut agar jera dari tindakannya.

"Saya tidak mengoreksi institusi lain, rasa keadilan ini tergantung masyarakat. Kan ada prosesnya, pertimbangan, berdasarkan keadilan," ujarnya.

Seperti diketahui, Ros (40) dirampok dan diperkosa oleh sekelompok pria saat menumpang angkot M-26 jurusan Kampung Melayu-Bekasi, di Jalan Raden Saleh, Depok, Minggu (11/12) subuh lalu. Saat itu, Ros hendak berbelanja ke Pasar Kemiri, Beji, Depok.

Angkot tersebut sebetulnya bukan trayek Depok. Namun, lantaran banyak sopir angkot M-26 yang tinggal di Depok, maka angkot tersebut melewati ke Pasar Kemiri.

Di dalam angkot, ternyata sudah ada dua pria di belakang. Salah satu pria menodongkan golok ke arah Ros dan memintanya menyerahkan barang berharga miliknya.

Namun, karena berontak dan melawan, pelaku akhirnya melukai Ros sehingga bahu kirinya luka akibat sabetan golok. Salah satu pelaku kemudian menidurkan Ros dan memperkosanya saat angkot tersebut berjalan. Hingga kini, para pelaku belum tertangkap.
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Stalin’s Daughter Dies at 85

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At her birth, on Feb. 28, 1926, she was named Svetlana Stalina, the only daughter and last surviving child of the brutal Soviet tyrant Josef Stalin. After he died in 1953, she took her mother’s last name, Alliluyeva. In 1970, after her defection and an American marriage, she became and remained Lana Peters.


Ms. Peters died of colon cancer on Nov. 22 in Richland County, Wis., the county’s corporation counsel, Benjamin Southwick, said on Monday. She was 85.


Her death, like the last years of her life, occurred away from public view. There were hints of it online and in Richland Center, the Wisconsin town in which she lived, though a local funeral home said to be handling the burial would not confirm the death. A county official in Wisconsin thought she might have died several months ago. Phone calls seeking information from a surviving daughter, Olga Peters, who now goes by the name Chrese Evans, were rebuffed, as were efforts to speak to her in person in Portland, Ore., where she lives and works.


Ms. Peters’s initial prominence came only from being Stalin’s daughter, a distinction that fed public curiosity about her life across three continents and many decades. She said she hated her past and felt like a slave to extraordinary circumstances. Yet she drew on that past, and the infamous Stalin name, in writing two best-selling autobiographies.


Long after fleeing her homeland, she seemed to be still searching for something — sampling religions, from Hinduism to Christian Science, falling in love and constantly moving. Her defection took her from India, through Europe, to the United States. After moving back to Moscow in 1984, and from there to Soviet Georgia, friends told of her going again to America, then to England, then to France, then back to America, then to England again, and on and on. All the while she faded from the public eye.


Ms. Peters was said to have lived in a cabin with no electricity in northern Wisconsin; another time, in a Roman Catholic convent in Switzerland. In 1992, she was reported to be living in a shabby part of West London in a home for elderly people with emotional problems.


“You can’t regret your fate,” Ms. Peters once said, “although I do regret my mother didn’t marry a carpenter.”


‘Little Sparrow’


Her life was worthy of a Russian novel. It began with a loving relationship with Stalin, who had taken the name, meaning “man of steel,” as a young man. (He was born Ioseb Besarionis dze Jughashvili.) Millions died under his brutally repressive rule, but at home he called his daughter “little sparrow,” cuddled and kissed her, showered her with presents, and entertained her with American movies.


She became a celebrity in her country, compared to Shirley Temple in the United States. Thousands of babies were named Svetlana. So was a perfume.


At 18, she was setting the table in a Kremlin dining room when Churchill happened upon her. They had a spirited conversation.


But all was not perfect even then. The darkest moment of her childhood came when her mother, Nadezhda Alliluyeva, Stalin’s second wife, committed suicide in 1932. Svetlana, who was 6, was told that her mother had died of appendicitis. She did not learn the truth for a decade.


In her teenage years, her father was consumed by the war with Germany and grew distant and sometimes abusive. One of her brothers, Yakov, was captured by the Nazis, who offered to exchange him for a German general. Stalin refused, and Yakov was killed.


In her memoirs she told of how Stalin had sent her first love, a Jewish filmmaker, to Siberia for 10 years. She wanted to study literature at Moscow University, but Stalin demanded that she study history. She did. After graduation, again following her father’s wishes, she became a teacher, teaching Soviet literature and the English language. She then worked as a literary translator.


Elizabeth A. Harris and Lee van der Voo contributed reporting.

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A Setback for Electric Cars

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Now a federal investigation into the Chevrolet Volt could make the pitch for the electric cars that much tougher.


General Motors said on Monday that it would offer free loaner cars to Volt owners worried about the safety of their vehicles, a move that underscored the fragile reputation of automobiles powered primarily by batteries and the growing consternation set off by the federal action. The National Highway Traffic Safety Administration on Friday opened a formal defect investigation into the Volt after two batteries caught fire as part of testing by regulators.


“Our customers’ peace of mind is too important to us for there to be any concern or worry,” Mark L. Reuss, head of G.M.’s North American division, said in announcing the offer of loaner cars. “This technology should inspire confidence and pride, not raise any concern or doubt.”


G.M. executives defended the safety of the Volt’s lithium-ion batteries, and said the loaners were being offered as a gesture of good will — not because of safety concerns.


But the federal investigation represents an unexpected hurdle for the nascent technology. While the electric car market is in its infancy, more models are coming soon. And questions about their safety, whether proved real or otherwise, threaten to puncture the Volt’s aura, auto analysts said.


Even some of the car’s staunchest defenders acknowledged on Monday that questions raised about its safety were unsettling.


“The reality is that it does make me a little uneasy — a little bit, a tiny bit,” said Lyle Dennis, a New York neurologist and early owner who founded the Web site GM-Volt.com.


Electric models represent a fraction of the overall auto market. G.M. has sold 5,300 Volts since introducing the car a year ago — the first plug-in electric vehicle to be mass-marketed by an American carmaker — in late 2010, and the Japanese automaker Nissan has sold 7,200 all-electric Leafs in the first 10 months of this year. The specialty carmaker Tesla has sold about 2,000 electric cars since 2008. A total of 9.5 million new vehicles had been sold in the United States this year through October.


As other automakers plan to begin offering their own electric models next year, G.M. is expecting to substantially increase Volt production. The blitz of new electric cars is partly a response by the industry to substantially higher fuel-economy regulations enacted by the government. Most automakers will need a significant number of electric models in their fleets to achieve the target of 54 miles a gallon in 2025 proposed by the Obama administration.


Until now, the biggest drawbacks to buying an electric vehicle have been practical ones — the limited driving range a battery provides, the need to charge cars overnight and prices that are higher than comparably equipped models powered by traditional engines.


G.M. believed it had an answer to range anxiety with the Volt, which travels under electric power but has a small gas engine that assists the battery on the go. However, some analysts said that the Volt investigation, regardless of its outcome, could cause fuel-conscious consumers to migrate toward the growing number of compact cars and gas-electric hybrids on the market.


“Consumers wary of the new electric vehicle technology have an array of less expensive, fuel-efficient options to choose from,” said Bill Visnic, an analyst with the auto-research Web site Edmunds.com.


The focus of the Volt investigation has been the stability of its battery after an accident. In June, a fire occurred at a storage facility in Wisconsin after the Volt was crash-tested by federal regulators.


Then on Thursday, a Volt battery pack caught fire after being intentionally damaged a week earlier by N.H.T.S.A. officials. The agency has also said that another battery pack emitted smoke and sparks after a similar test.


The agency has said that there was no evidence of fire problems in real-world crashes involving the Volt.


“However, the agency is concerned that damage to the Volt’s batteries as part of the three tests that are explicitly designed to replicate real-world crash scenarios have resulted in fire,” the N.H.T.S.A. said in a statement.


The rechargeable lithium-ion batteries are optimal for energy storage and have been commonly used in consumer electronics. However, the chemistry of the batteries can be volatile when ruptured or overheated. While this is the first time car batteries have raised such concerns, millions of laptop computer batteries, also lithium ion, have been recalled in recent years because of the possibility of fire.


G.M.’s head of global product development, Mary T. Barra, said Monday that consumers were not in danger in the immediate aftermath of a collision. Rather, she said the bigger concern was what happened to the batteries in the days and weeks after an accident.


“We don’t think there is an immediate fire risk,” said Mrs. Barra. “This is a postcrash activity.”


G.M. has sent its engineers to all accidents involving a Volt, she said. None of those incidents — she said there were “very few” — had resulted in a fire.


A pressing issue, Mrs. Barra said, is ensuring that batteries are de-powered by trained service personnel after a collision. “When electrical energy is left in a battery, it’s similar to having gasoline in a tank of a car that has been damaged,” she said.


G.M. is working with federal regulators on the Volt tests.


Until the matter is resolved, G.M. will provide loaners to Volt owners wanting one, Mr. Reuss said. And the company is also contacting all owners “to assure them and reassure them that our cars are safe to drive.”


One analyst said that G.M.’s decision to offer loaner cars was prudent given the level of media attention that the Volt investigation had generated.


“The stakes are very high with a new technology product, and that’s just good customer service,” said Eric Fedewa, an analyst with the research firm IHS Automotive. “The fact is that good news travels slow, and bad news travels extremely fast.”

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Doris Duke Memorial Plan by Maya Lin Splits Newport

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The same kind of New England pluck and perspicacity is now stoking an unusual battle, 18 years after Ms. Duke’s death, over a plan to create a permanent, minimalist art installation in honor of her legacy on this swath of green that she left behind in a former commercial area near the harbor.


The tenor of the dispute is distinctly Newportian. Many of the combatants have known one another for decades, as did many of their mothers, fathers, grandmothers and grandfathers.


Supporters of the project — which is being designed by Maya Lin and is completely underwritten with private money by some of the city’s wealthiest families — converge at an oceanside cottage on Edith Wharton’s former estate, now home to Marion Oates Charles, known as Oatsie, the president of the Newport Restoration Foundation and a close friend of Ms. Duke’s, who has spearheaded the memorial plan.


The opposition marshals its forces several blocks up gilded Bellevue Avenue, in a rambling Carrère & Hastings mansion that is now home to Laurence S. Cutler, a Harvard-trained architect and former professor, and his wife, Judy Goffman Cutler, an art dealer, who both vehemently oppose the plan — though Mr. Cutler takes pains to point out that “it is all well intentioned, and these are all very good people.”


Despite the air of politesse, the fight has taken on the intensity of a debate over the soul of Newport itself, a city that — largely because of the efforts and example of Ms. Duke — has painstakingly preserved its colonial and Gilded Age heritage over the last four decades and has kept most incursions of contemporary commercial culture and design at bay.


But when Mrs. Charles, who is 92 and a longtime Newporter, began to think about a public tribute to Ms. Duke, who founded and bankrolled the restoration foundation, she said she felt strongly that it should be “something that looked to the future, not to the past.” And so when a foundation staff member suggested Ms. Lin, who is well known for the Vietnam Veterans Memorial in Washington and other public projects that use a mostly spare, abstract visual language, Mrs. Charles enthusiastically sought her out.


The plan that has evolved since Ms. Lin signed on last year would place three low-walled structures around the roughly one-acre space of the square, each to be made from salvaged local stone and intended to evoke the foundations of vanished centuries-old buildings that can still be found in the woods throughout New England. Ms. Lin chose the three foundation outlines — a square and two rectangles — from historical Newport maps from the 18th, 19th and 20th centuries, and said in an interview that they appealed to her as a way to give form to the idea of the “layers upon layers of history” that have shaped Newport.


But in the five months since the $3.5 million project, called the Meeting Room, was first presented to the public, a growing group of opponents — including a preservationist who ran the Newport Restoration Foundation during the years when Ms. Duke was building the square — has denounced it as ersatz history and as the result of a kind of celebrity-artist-shopping that they say the relentlessly pragmatic Ms. Duke would have hated.


The opponents further complain that the foundation-structures will impede recreation, that the stone — which is to serve double duty as the first seating in a park that has never had benches — will be too chilly to sit on through much of the spring and fall, not to mention the winter, and that the low, wall-like forms, instead of serving as gathering places for people, will mostly just gather lots of wind-blown trash.


“It will be like some kind of Disneyland fake in the middle of town, and as a professional, I think it’s not only a bad design but a bad idea,” said Mr. Cutler, who with his wife runs the National Museum of American Illustration, which houses the couple’s extensive collection of work by Norman Rockwell and Maxfield Parrish. (Mrs. Charles sits on the Cutlers’ museum board, now somewhat uncomfortably. “She calls me the rogue of Newport,” Mr. Cutler said.)


In an online poll completed recently by The Newport Daily News, 329 respondents said they wanted the park to remain as it is now, with grass and trees and a few boulders, while 43 said they supported the current plan. (The population of Newport is just under 25,000.) Among the more prominent opponents is Janet Alexander Pell, daughter-in-law of Claiborne Pell, the longtime Rhode Island senator who died in 2009; in a letter to a local weekly, she repeated a shorthand putdown of the project that seems to have gained traction lately that likens the stone foundations to cat litter boxes.

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Judge Blocks S.E.C. Settlement With Citigroup

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The judge, Jed S. Rakoff of United States District Court in Manhattan, said that he could not determine whether the agency’s settlement with Citigroup was “fair, reasonable, adequate and in the public interest,” as required by law, because the agency had claimed, but had not proved, that Citigroup committed fraud.


As it has in recent cases involving Bank of America, JPMorgan Chase, UBS and others, the agency proposed to settle the case by levying a fine on Citigroup and allowing it to neither admit nor deny the agency’s findings. Such settlements require approval by a federal judge.


While other judges are not obligated to follow Judge Rakoff’s opinion, the 15-page ruling could severely undermine the agency’s enforcement efforts if it eventually blocks the agency from settling cases in which the defendant does not admit the charges.


The agency contends that it must settle most of the cases it brings because it does not have the money or the staff to battle deep-pocketed Wall Street firms in court. Wall Street firms will rarely admit wrongdoing, the agency says, because that can be used against them in investor lawsuits.


The agency in particular, Judge Rakoff argued, “has a duty, inherent in its statutory mission, to see that the truth emerges.” But it is difficult to tell what the agency is getting from this settlement “other than a quick headline.” Even a $285 million settlement, he said, “is pocket change to any entity as large as Citigroup,” and often viewed by Wall Street firms “as a cost of doing business.”


According to the Securities and Exchange Commission, Citigroup stuffed a $1 billion mortgage fund that it sold to investors in 2007 with securities that it believed would fail so that it could bet against its customers and profit when values declined. The fraud, the agency said, was in Citigroup’s falsely telling investors that an independent party was choosing the portfolio’s investments. Citigroup made $160 million from the deal and investors lost $700 million.


Judge Rakoff said the agency settlement policy — “hallowed by history, but not by reason”— creates substantial potential for abuse because “it asks the court to employ its power and assert its authority when it does not know the facts.” That undermines the constitutional separation of powers, he said, by asking the judiciary to rubber-stamp the executive branch’s interpretation of the law.


The agency said that it disagreed with the judge’s ruling but did not say whether it would appeal, or try to refashion the settlement or prepare to begin a trial, as the judge directed, on July 16.


Robert Khuzami, the agency’s director of enforcement, said in a statement that the Citigroup settlement “reasonably reflects the scope of relief that would be obtained after a successful trial,” and that the decision “ignores decades of established practice throughout federal agencies and decisions of the federal courts.”


Citigroup said it also disagreed with Judge Rakoff’s decision, adding that it would fight the charges if the case indeed went to trial.


“We believe the proposed settlement is a fair and reasonable resolution to the S.E.C.’s allegation of negligence, which relates to a five-year-old transaction,” Edward Skyler, a Citigroup spokesman, said in a statement. “We also believe the settlement fully complies with long-established legal standards. In the event the case is tried, we would present substantial factual and legal defenses to the charges.”


In his decision, Judge Rakoff called Citigroup “a recidivist,” or repeat offender, for having previously settled other fraud cases with the agency where it neither admitted nor denied the allegations but agreed never to violate the law in the future.


Citigroup and other repeat offenders can agree to those terms, the judge said, because they know that the commission has not monitored compliance, failing to bring contempt charges for repeat violations in at least 10 years.

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Maryland College Students Take to Floating Dorm

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“It’s a good story to tell,” she said. That is because Ms. Fitzgerald and 239 schoolmates live on a cruise ship that was converted into student housing after an outbreak of mold shut down two dorms on campus. The closing forced students into hotels miles from campus, and Ms. Fitzgerald, 18, stayed in a Holiday Inn that was a 45-minute drive from campus.

College officials searched for a closer and safer alternative, and on the suggestion of an alumnus, moved the students to the ship, the Sea Voyager. Joseph R. Urgo, the college president, said it made sense to use St. Mary’s River, already a subject of research and a source of recreation for the school, to harbor a dormitory.

“We followed up on what we thought was just a lark,” Mr. Urgo said. “But the more we found out about it, the more we looked into it, the more realistic it became.”

Since the 286-foot Sea Voyager docked last Sunday at a city pier just off campus, it has attracted a stream of curious students and visitors to the waterfront, where it towers over the Maryland Dove, a replica of an 87-foot schooner that brought settlers from Europe in the 17th century. After a series of delays, students moved in last week and will complete the semester aboard the ship while crews clean their dormitories on land.

The decision to move the students a second time during midterm exams drew complaints from students and parents concerned about the effect of the disruption on students’ academic performance.

Mr. Urgo acknowledged that the situation had been taxing for the students, who are freshmen and sophomores.

“The whole idea of a residential college is you don’t have to worry about where you live and where your next meal is coming from. You just study,” Mr. Urgo said. “And this has sort of interrupted that a little bit.”

But many of the displaced students seemed excited about the chance to live on a cruise ship, and some students who had not been affected tried to get rooms on the floating dormitory.

The ship’s gift shop has been converted to an office for residence officials, the ballroom functions as a social lounge, and the pub as a coffee ship.

Ms. Fitzgerald said she had to explain that the ship was not the luxury liner described in some news reports. Space is tight and she has had to send most of her belongings back home.

“It’s not super-extravagant,” she said, “but it works.”

And there are perks. The crew replaces linens and towels twice a week and provides laundry service. Students share a bathroom with their roommates instead of an entire floor of co-eds.

Then, there is the view.

“Oh, my gosh!” said Caitlin Whiteis, 18, a freshman from Olney, Md. The room she shares with Alison Horvat on the second floor overlooks the river. “The sunset is right out of our window, and it’s amazing.”

They are members of a class that another freshman, Katie Hough, has labeled “The Natural Disaster Class of 2015.”

The freshmen rode out Hurricane Irene during orientation and were then confronted by the mold that officials said flourished because of excessive moisture that built up around ventilation pipes in the wake of the storm.

Inconvenience or opportunity, the phenomenon of the floating dormitory will be short-lived. The students move out when the semester ends in December and return to their old dormitories in January.

“I’m not excited to move again,” Ms. Horvat said.

“I’m trying to embrace the fact that I live on a cruise ship.”


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Witnesses’ Recordings Help Investigators Explain Air Accidents

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Thinking the plane might crash, Mr. Vos, a 25-year-old grocer, turned on the video camera of his iPhone.

“If the plane did go down and crash,” he recalled later, “maybe my phone would have made it, and it would have been a piece of the puzzle.”

Instead, the flight returned safely to Denver, and his video appeared on CNN, CBS and Fox News.

These days, Mr. Vos is hardly the only traveler having such impulses. With more people carrying devices like camera phones, events both benign and disastrous are being recorded by civilians and finding a wider audience — not just in the news media and online, but also in accident investigations. And while these documents are often a boon to investigators, they can also be a burden.

Videos from bystanders have been particularly useful in investigating the Sept. 16 crash that killed 11 people, including the pilot, at an air show in Reno, Nev., especially since video from plane’s onboard camera was not readable. In the recent past, clues have been found in a tourist’s video of the collision of a helicopter and a private plane over the Hudson River in 2009 and in audio recordings of an airplane crash in Palo Alto, Calif., in 2010.

When an Interstate 35 bridge collapsed in Minneapolis in 2007, killing 13, a photo by a passenger in an airplane flying overhead was invaluable to investigators, said Joseph Kolly, director of research and engineering at the National Transportation Safety Board.

“I had a picture of that bridge before it collapsed,” he said, “so that I could exactly place where each load of aggregate was, each concrete truck, so we could get an accurate picture of the loading of the bridge.”

Yet citizen documentarians are in danger of overwhelming government agencies with all their digital data. Over the last five years, the safety board has seen a 400 percent increase in material coming into its recorder laboratory. Extracting data from hundreds of different kinds of electronic devices that were never intended to be flight data recorders is time-consuming and expensive.

“We have invested a lot of money and effort to develop software to help us reverse-engineer these devices,” Dr. Kolly said.

Alex Talberg, an Australian air safety engineer, knows well how long data recovery can take. When a Royal New Zealand Air Force plane with no flight data recorder crashed in 2010, Mr. Talberg spent six months coaxing data from a badly burned motion sensor. His efforts paid off — the information helped determine what happened.

At a meeting of professional aircraft accident investigators in September, Maj. Adam Cybanski of the Canadian Air Force showed a YouTube video of an F-18 Hornet veering off course and crashing seconds after the pilot ejected from the cockpit. The video was one of three by separate bystanders. Multiple vantage points proved a bonus for investigators, as did a special-effects software program used by movie producers that allowed Major Cybanski to determine the airplane’s course in three dimensions.

“We can measure the altitude at a moment in time because we can see the ground features and we can see the airplane and we can measure distances,” he said.

Even video of an airplane isolated in cloudless sky can be used to discover the position of flight control surfaces, landing gear and the pilot’s position.

Of course, the use of video in investigations precedes the YouTube age. Nearly two decades ago, Robert MacIntosh, chief adviser for international safety affairs at the N.T.S.B., was looking into an accident involving a TACA Airlines Boeing 767 that overran the runway in Guatemala. The biggest clue, he said, came from a passenger who recorded the approach and landing and gave the video to a television station.

What is different now is the sheer number of people who have the ability to record practically anything, anywhere and at any time. At the safety board, the workload has increased fourfold but the staff has not.

The growing desire of air travelers to digitally document their flights may, paradoxically, create new risks. The use of electronic devices during takeoff and landing is prohibited because signals can interfere with flight systems. In the future, investigators say, they may have to more seriously consider whether passenger gadgets played a part in an accident. And if so, Mr. MacIntosh said, the task could be monumental.

“If we have a certain number of passengers and they say, ‘Yeah, we saw my neighbor using a cell,’ we’ve got 50 to 75 cellphones we’ve got to start running checks on,” he said. “Is it expensive and time-consuming? Yeah, but we can’t walk away from it.”


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More Accusations Surface in Penn State Abuse Case

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The news of additional accusations came on a day when Sandusky made his first extended public comments since his arrest, and the resignation of the chief executive of the Second Mile foundation, the charity founded by Sandusky, was made public. They were the latest developments in a case that has led to the ouster of several top university officials, including the football coach, Joe Paterno, and the president, Graham B. Spanier.

In a phone interview with Bob Costas that was broadcast Monday night on “Rock Center,” Sandusky said he was innocent of the charges against him and declared that he was not a pedophile. He did acknowledge, “I shouldn’t have showered with those kids.”

“I could say that I have done some of those things,” he said of the accusations against him. “I have horsed around with kids. I have showered after workouts. I have hugged them and I have touched their legs without intent of sexual contact.”

He added: “I enjoy being around children. I enjoy their enthusiasm. I just have a good time with them.”

For many years, that enthusiasm took public form in his work with the Second Mile, a charity to benefit needy children that Sandusky started in 1977. On Sunday, Jack Raykovitz, the chief executive of the foundation for 28 years, resigned. Raykovitz’s failure to do more to stop Sandusky has been a focal point of criticism.

The Pennsylvania attorney general has said that Sandusky used the Second Mile to prey on young boys and that he met each of the eight boys mentioned in the grand jury report through the foundation.

Raykovitz was reportedly informed by the Penn State athletic director Tim Curley about a 2002 assault in which Sandusky is suspected of raping a young boy in a shower at Penn State’s football facility. Curley also advised Raykovitz that Sandusky was prohibited from bringing children onto the university’s campus from that point.

Sandusky resigned from daily involvement with the Second Mile last fall, saying he wanted to spend more time with his family.

Raykovitz, who is a licensed psychologist, said in a statement last week that Penn State officials had told him only that the graduate assistant who witnessed the attack was “uncomfortable” with seeing a young boy shower with Sandusky. That graduate assistant has since been identified as a current Penn State assistant, Mike McQueary, who has been placed on leave.

“I hope that my resignation brings with it the beginning of that restoration of faith in the community of volunteers and staff that, along with the children and families we serve, are the Second Mile,” Raykovitz said in a statement released by the Second Mile.

In announcing Raykovitz’s resignation, which was accepted Sunday, the Second Mile also said that it would conduct an internal investigation to assess its policies, procedures and processes, and to make recommendations regarding the organization’s future operations.

The vice chairman of the organization, David Woodle, will be in charge of the Second Mile’s day-to day operations.

Raykovitz made $132,923 from the Second Mile during the calendar year that ended Aug. 31, 2010, according to its tax forms.

In addition to the firings of Paterno and Spanier, the scandal led Curley and Gary Schultz, the vice president for finance and business, to step down last week. Both men have been charged with perjury and failure to report to the authorities what they knew about the allegations involving Sandusky, Penn State’s defensive coordinator from 1977 to 1999.

Also Monday, the Big Ten announced that Paterno’s name would be removed from its championship trophy for football. It will now be called the Stagg Championship Trophy, after Amos Alonzo Stagg.

The Second Mile has sought to help needy children across the state through various programs, but its suspected role in the case against Sandusky and its close relationship with the university are now being scrutinized.

The Second Mile also announced that Archer & Greiner, including Lynne M. Abraham, a partner at the firm, would become the organization’s general counsel, replacing Wendell V. Courtney, who resigned last week. Courtney had served as Penn State’s counsel before he said he started representing the Second Mile in 2009.

While none of the suspected incidents involving Sandusky and the eight boys mentioned in the grand jury report had reportedly taken place at Second Mile programs, the organization said, that “does not change the fact that the alleged sexual abuse involved Second Mile program children, nor does it lessen the terrible impact of sexual abuse on its victims.”

Jo Becker reported from Harrisburg, Pa.


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Dr. Paul Epstein, Public Health Expert, Dies at 67

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The cause was lymphoma, said his wife, Andy.

Dr. Epstein, a physician and associate director of the Center for Health and the Global Environment at Harvard Medical School, published widely in scientific journals beginning in the early 1990s about what were then some of the less obvious potential effects of excessive carbon dioxide in the atmosphere.

He wrote about ocean warming-spiked algae blooms, and how they might be the source of recent cholera outbreaks, how milder winters and hotter summers favored mosquito breeding in areas where there had been outbreaks of encephalitis, how the same conditions accelerated the growth of ragweed, and how some particulate matter from coal-burning plants was particularly good at carrying pollen and other allergens deep into the lungs, possibly explaining a worldwide asthma epidemic since 1980.

His views provoked arguments. Within the politically contentious climate-change debate, it has been especially hard to prove direct links between climate events and the outbreak of disease.

But Dr. Epstein’s prolific writing and his championing of others’ research broadened the terms of the debate — initially focused on long-term threats facing coastal populations and Arctic polar bears, for instance — to include questions about potentially sudden, unforeseeable public health catastrophes.

Former Vice President Al Gore, who tapped Dr. Epstein as a science adviser in conceiving the slide show about global warming that became the basis of the Academy Award-winning 2006 documentary “An Inconvenient Truth,” praised him not only for his research but also for “his rare ability to communicate the subtleties and complexities of his field.”

“Paul was truly a pioneer in the area of climate change and infectious disease,” Mr. Gore said in an e-mail on Monday.

Dr. Epstein’s initial interest in the field was sparked by observations he made as a volunteer physician in East Africa, beginning in the late 1970s in Mozambique. He saw outbreaks of disease that had not been recorded before — “malaria high up in the mountains of Kenya, tick-borne diseases that were hard to explain,” said his wife, a public health nurse who lived in Mozambique with Dr. Epstein and their two children from 1978 to 1980.

But it was a seminal 1989 article in The New England Journal of Medicine — “Potential Health Effects of Global Climatic and Environmental Changes,” by Dr. Alex Leaf, a Harvard Medical School professor and chief of medicine at Massachusetts General Hospital — that suggested the possibility that those unusual outbreaks among the poorest people in Africa might be related to climate change.

“Dr. Leaf’s article gave us a new insight,” said Dr. Eric Chivian, director of the Center for Health and the Global Environment at Harvard and a longtime friend and colleague of Dr. Epstein.

“We realized our responsibility as physicians was to educate people that climate change was not just about whales, wolves and polar bears,” Dr. Chivian added.

Paul Robert Epstein was born on Nov. 16, 1943, in Manhattan, the older of two children of Nathan Epstein, a physician, and Edith Hillman Boxill, a music therapist. He was a graduate of the Little Red School House, a progressive private school, where his classmates included figures active in the ’60s antiwar movement like Angela Davis and Kathy Boudin. He graduated from Stuyvesant High School, Cornell University and the Albert Einstein College of Medicine.

Besides his wife, he is survived by a son, Benjamin; a daughter, Jesse; and a sister, Emily Duby.

Dr. Epstein worked throughout his life as a primary care physician in poor communities, mainly in Boston, and also did stints of volunteer service in several East African countries.

Soon after attending a United Nations Earth Summit in Rio de Janeiro with Dr. Chivian, where the topic of human disease was barely mentioned, he helped frame the idea for the Harvard Center for Health and the Global Environment, which was established in 1993.

With Dr. Chivian, a professor of clinical psychiatry, he taught a course at Harvard Medical School, “Human Health and Global Environmental Change,” that became a template for similar courses now taught at more than 65 medical and graduate schools around the country, Dr. Chivian said.

In an interview with The New York Times in 1998 about that year’s outbreak of cholera and malaria in South America in the wake of El Niño flooding, and simultaneous outbreaks of cholera, malaria and Rift Valley fever in Africa after heavy rains and flooding, Dr. Epstein made the case for linkage.

“If extreme weather events are part of a changing climate,” he said, “we’ve seen lots of evidence of the profound health effects associated with climate change this year.”


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Deficit Panel Talks as Congress Turns to Spending Bills

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This week, the House is expected to vote on three appropriations bills with significant cuts to local law enforcement as well as trims to agriculture, community development and other programs.

House Republicans had sought deeper cuts than those reflected in the compromise with Senate Democrats, although many of their priorities are reflected in the bill, including eliminating grants to public transportation agencies to reduce greenhouse gases.

Top lawmakers hope the package of bills will be a vehicle for another short-term spending bill to get the government’s bills paid through mid-December as both chambers cobble together the final bills and try to put to rest the immediate debate over spending for 2012.

Throughout the year, the short-term bills, known as continuing resolutions, have proved a headache for Speaker John A. Boehner, Republican of Ohio, largely because some of the most conservative members of his conference, seeking more cuts, have voted against them. One such impasse nearly led to the shutdown of the government this year.

House Republican leaders are hoping to avoid this with the next set of bills; however, several policy items, specifically a provision reviving higher limits on government-backed mortgage loans, which most House Republicans vehemently oppose, could prove a sticking point.

The discussions among members of the deficit reduction committee reflect the wrangling over spending writ large, and the members’ inability to reach a compromise with less than two weeks to their deadline to present to the full Congress has unnerved lawmakers.

The committee’s 12 members, split among the parties and chambers, continued discussions Monday, sometimes in smaller groups, in the hope of finding a compromise between party positions outlined last week.  Added federal revenue remains the sticking point. Among those searching for a compromise are Senator Max Baucus, Democrat of Montana and chairman of the Senate Finance Committee, and senior House Republicans, including Representative Dave Camp of Michigan, the chairman of the House Ways and Means Committee.  

The Democrats’ latest proposal calls for an initial increase of $350 billion of new revenue over 10 years, to be accompanied by instructions to the tax-writing committees to raise $650 billion more.  Democrats said their down payment included revenue that could be raised from ending tax breaks for oil and gas producers, the horse-racing industry and owners of corporate jets, and from changing the tax treatment of business inventories.

In his weekly briefing with reporters, Representative Eric Cantor of Virginia, the No. 2 House Republican, declined to speculate about the committee’s work, saying only that he has been “kept abreast” of the discussions.

“I’m not going to answer any hypotheticals,” said Mr. Cantor. “What I’m telling you is I am hopeful that they are going to complete their work and make the Nov. 23 deadline.”

If the committee were to reach an agreement, the full Congress would have until Dec. 23 to approve it and send it to the White House. At a fund-raiser on Monday in Hawaii, Mr. Obama suggested that he would stay in Washington over the holidays and skip his family’s annual visit to the state, his childhood home.  


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Herman Cain Libya Comments Draw Criticism

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Video of Mr. Cain’s appearance on Monday before editors and reporters at The Milwaukee Journal Sentinel went viral almost immediately after it was posted online, and drew immediate comparisons to Rick Perry’s recent stumble in a debate when he froze in discussing which federal agencies he would eliminate.

At the interview in Milwaukee, after he was asked his thoughts on Mr. Obama’s handling of Libya, Mr. Cain leaned back and appeared to search for an answer: “O.K., Libya,” he said.

“President Obama supported the uprising, correct?” he said. “President Obama called for the removal of Qaddafi — just want to make sure we’re talking about the same thing before I say ‘Yes, I agree,’ or ‘No, I didn’t agree.’  ”

Mr. Cain said he disagreed with the president’s approach “for the following reasons” — then changed course.

“Nope, that’s a different one,” he said. “I’ve got to go back and see.”

He added: “I’ve got all this stuff twirling around in my head.”

Some analysts have grown sharply critical of Mr. Cain’s foreign policy pronouncements in debates and interviews, saying he shows a basic lack of understanding of critical regions of the world. Mr. Cain himself has sometimes fed into this, and in Monday’s interview he said: “Some people want to say, ‘Well, as president, you’re supposed to know everything.’ No you don’t.”

His comments about Libya came after a string of other provocative remarks about foreign policy and related issues.

Those include a statement published Monday in which Mr. Cain suggested that most American Muslims are extremists; a contradictory answer about waterboarding during a Republican presidential primary debate on Saturday focusing on foreign policy; and his statement that if Al Qaeda or another terrorist group demanded, he would consider authorizing the release of every detainee at Guantánamo Bay in return for the release of one American soldier.

J. D. Gordon, Mr. Cain’s spokesman and national security adviser, said the candidate had not been at his sharpest in Milwaukee because of a lack of sleep amid a long day of traveling.

“We were all going on four hours sleep, so he was tired,” Mr. Gordon said in a telephone interview. “When he got the Libya question, it took him a while to get his bearings on it, but he got the answer right.”

Mr. Gordon said Mr. Cain did repeat several times what he said was the correct answer — that the Obama administration should have done a better job assessing the Libyan opposition to Qaddafi and how it would govern.

Even on this point, though, Mr. Cain seemed to contradict himself at the end of the interview, when he said, “I don’t know that they were or were not assessed.”

Daniel Drezner, a professor of international politics at the Fletcher School at Tufts University, was unforgiving in a post on his blog at foreignpolicy.com.

“There’s a mercy rule in Little League, and I’m applying it here — unless and until Herman Cain surges back in the polls again, or manages to muster something approaching cogency in his foreign policy statements, there’s no point in blogging about him anymore,” Mr. Drezner wrote. “I can only pick on an ignoramus so many times before it feels sadistic.”

Jamie Fly, executive director of the Foreign Policy Initiative, said Mr. Cain’s answer was further argument for additional foreign policy debates by the candidates.

“Past presidents have often been tested very early in their terms,” Mr. Fly said. ”We elect a president solely on an economic rationale at our own peril.”

In the Cain comments about Muslims that were released on Monday, he told GQ magazine he believed that most American Muslims held “extremist views,” explaining that a “Muslim voice” he knows — whom he would not name — told him that was the case.

“I have had one very well-known Muslim voice say to me directly that a majority of Muslims share the extremist views,” Mr. Cain said.

Though the transcript indicates Mr. Cain explicitly said he was talking about Muslims in the United States, Mr. Gordon said Mr. Cain had actually been talking about those in another country. “He doesn’t believe most Muslims in America have extreme views,” Mr. Gordon said.

Mr. Gordon said some other criticisms of Mr. Cain’s foreign policy comments had been unfair.

He also said that Mr. Cain had been spending anywhere from 10 minutes to several hours a day boning up on national security issues, including conversations with some ambassadors, and that he had spoken to the first President Bush and former Secretary of State Henry A. Kissinger.

“It’s frankly just a lot of stuff to know in a little bit of time,” he said.

Michael D. Shear contributed reporting from Washington.


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TransCanada to Reroute Keystone XL Pipeline

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“There had been discussions about this over the last couple of days,” said Matt Boever, a spokesman for State Senator Mike Flood. “Moving it out of that Sand Hills region is important.”

The proposed pipeline would run from Alberta’s oil sands to the Gulf of Mexico and was slated to pass through the Sand Hills, which includes the Ogallala Aquifer, a vital source of drinking water for the Great Plains.

TransCanada’s offer comes just days after a Nov. 10 announcement by the State Department that it would delay a final decision on the $7 billion project until it had considered other routes through Nebraska.

The Obama administration had been under increasing pressure from environmental groups, as well as citizens and lawmakers in Nebraska, to reroute the pipeline.

“I can confirm the route will be changed and Nebraskans will play an important role in determining the final route,” Alex Pourbaix, TransCanada’s president, Energy and Oil Pipelines, said in a statement Monday, adding that the company would support legislation in Nebraska that would shift the pipeline route.

Still, it is the State Department that will ultimately decide the fate of the huge project, and TransCanada’s offer of flexibility does not change the department’s plans to conduct a fresh environmental review of a new route, a process that will probably take 12 to 18 months and push the final decision into 2013.

The department must factor in broader environmental concerns about the 1,700-mile project and recommendations of other federal agencies to determine if it is in the “national interest.”

“We look forward to working with TransCanada and the Nebraska Legislature,” a department spokesman said Monday.


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